5 steps for making analytics work for your credit union

first_imgby: Austin WentzlaffAnalytics is top-of-mind for many credit union executives. Yet, as with all new technologies, there is a concern that it won’t work.  The concern is well justified.  There are many technologies that promise to make organizations more successful but fail to yield much for the company besides higher cost every month.The failure of these technologies isn’t always the fault of the technology itself or the company providing the technology. Rather, it is the failure to properly integrate the new technology into the organization.  In the case of analytics, there are several factors that will make or break the technology.  Here are 5 factors to consider when implementing analytics:Integrate Analytics Across the OrganizationSome credit unions look toward analytics to solve only one of their pain points.  A great example is the implementation of Loan Application Analytics.  Although this provides great value, very few analytics providers are focused on only one business area.  So, while the lending department might be benefiting from analytics, the company itself is actually paying for loan application analytics, marketing analytics, financial reporting analytics, and so on.  If a credit union wants to successfully implement analytics, it needs to be expanded into all areas within the business. In this way the credit union becomes more of a data-driven organization which makes it more of an Analytics Competitor. continue reading » 1SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

First Nation chiefs meet with Prince Charles

first_imgAPTN National NewsMembers of the Royal family are currently touring Canada as part of the Queen’s Diamond Jubilee tour.Prince Charles and the Duchess of Cornwall Camilla, arrived in Canada this past weekend.The three-province Royal visit marks the Queen’s 60 years on the throne.Their second stop was in Toronto where Prince Charles met with the Assembly of first Nations.last_img

Police continue to keep an eye on Winnipegs Idle No More rallies

first_imgAPTN National NewsMultiple rallies took place Friday in Winnipeg in support of the Idle No More movement.Once again police kept a close eye on demonstrations.APTN National News reporter Ntawnis Piapot was there.last_img

Taapsee combats mysterious identity in Game Over

first_imgChennai: In the teaser of the upcoming multilingual thriller Game Over, which was released recently, Taapsee Pannu plays a wheelchair-bound gamer combating a mysterious identity. The minute-long teaser, which mostly unfolds inside a house, looks chilling and intriguing. The teaser features the text “We all have two lives; the second one starts when we realise we only have one”. It indicates that the film is shrouded in mystery and a lot of questions will be answered when the film releases on June 14 in Tamil, Telugu and Hindi. Directed by Ashwin Saravanan, Game Over has been produced by Y Not Studios in association with Reliance Entertainment. Last week, Anurag Kashyap revealed that he will present the Hindi version of Game Over, which has music by Ron Yohann. Having already seen the film, he said he is kicked about presenting the film in Hindi. “I am very kicked about presenting this game-changing film in Hindi. This film proves yet again that the quality of filmmaking from the South is just outstanding and it’s great to see how Ashwin Saravanan has pushed the boundaries and has made a genre-bending film, something that we all have never seen before,” Anurag said in a statement. Earlier, Ashwin described the film as a “quirky thriller” that mostly unfolds inside a house. “It will feature very few characters. Ever since I saw Pink, I’ve wanted to work with Taapsee. I’m glad everything fell in place for this project,” he saidlast_img read more

Ironic reunion former OSU quarterback Joe Germaine coaching in Arizona

Arizona State linebacker Paul Reynolds stepped onto the field for the final drive of the 1997 Rose Bowl against Ohio State as confident as could be. The Sun Devils had just scored a touchdown to go up 17-14 with less than two minutes to play, and the Buckeyes were sending out an unproven sophomore quarterback to lead them on their final drive. “Pat Tillman (Reynolds’ ASU teammate) and I saw this baby-faced guy with big ear pads come running onto the field,” Reynolds said. “We looked at each other and said, ‘We’ve got this in the bag.’ Unfortunately, we know how that turned out.” Joe Germaine led a 65-yard game-winning drive, culminating with a 5-yard touchdown pass to receiver David Boston, to beat the Sun Devils, 20-17. Thirteen years later, Reynolds, the athletic director at Queen Creek High School in Queen Creek, Ariz., hired the “baby-faced” quarterback with “big ear pads” to be his varsity football coach. “My first day in the weight room, we took a photo of the kids and me,” said Joe Germaine, 1997 Rose Bowl MVP. Reynolds “had it PhotoShopped and put me in a Sun Devils shirt. Naturally, I did the same to him, only putting him in a Buckeyes jersey.” Germaine played in the NFL for five seasons and has had multiple stints in the Arena Football League since graduating from OSU in 1998. In his first season as coach, Germaine is 5-1, with a triple-overtime victory over the defending Arizona Class 4A Division II state champions. “I’ve always had a passion for the game,” Germaine said. “I loved practicing. I loved going to meetings. I just loved learning the game.” Hired by Reynolds in March, Germaine was a quarterback coach at Basha High School in Arizona for three years and an assistant at Mesa Community College for two years before coming to Queen Creek. “I got into coaching once I started playing Arena Football,” Germaine said. “The schedule was different from the NFL, and I had the time to do it.” The Arena Football League plays its games from April to August instead of September through January, as the NFL does. “It’s a thrill, being a head coach,” he said. “I’m seeing the game from a different vantage point.” Germaine played for OSU from 1996–1998. Known for his prolific passing and unflappable composure, he threw for 6,370 yards, third-most in OSU history, and 56 touchdowns, second-most in OSU history. Reynolds said the unflappable composure is still there. “In the triple-overtime win, he didn’t look nervous for one second,” he said. “He has such a calm demeanor.” Queen Creek won the triple-overtime thriller 49-42, securing the game with a goal-line stand in the third extra period. “The kids definitely take after their coach,” Reynolds said. “They’re high school kids, you know. You expect them to make mistakes, but no one lost their composure and they held on for the win.” Germaine said he holds high expectations for his players. “We have very high standards on and off the field,” Germaine said. “We teach accountability, and the kids have just been great.” Against Illinois on Oct. 2, OSU quarterback Terrelle Pryor passed Germaine for seventh on the “all-time total offense” list at OSU. Germaine had 6,094 yards of total offense as a Buckeye. “I think Terrelle is a terrific talent,” Germaine said. “I expect him to be one of the all-time greats at Ohio State once it’s all said and done.” He said some of the criticism Pryor faced last season as a sophomore was unfair. Germaine said everyone has to mature and credited the OSU coaching staff for helping Pryor develop his game. “Great coaches make great players,” he said. Jim “Tressel and quarterbacks coach Nick Siciliano are great teachers of the game. It’s easy to see why Pryor is where he’s at with coaches like that.” Germaine said his coach at OSU, John Cooper, taught him a lot about the game. “He was fair and treated his players with respect,” he said. “I try to do those same things for my players.” Understandably, many of Queen Creek’s players are Arizona State fans. Queen Creek is only about 30 miles from the ASU campus. “It’s funny,” Germaine said. “We have an ASU-OSU thing going on. They razz me a little bit and I razz them a little bit, but they know that I’m a Buckeye, and there’s no changing that.” Reynolds said Germaine is a great coach and is only going to get better. “He’s been doing a great job,” he said. “I don’t think the kids realize what they’ve got, but I sure do. Hopefully, we can get him to stick around here a while.” It might be tough for Reynolds to keep the former OSU star at Queen Creek. Germaine said he would love to coach at the collegiate level. He even hinted at the possibility of coaching at his alma mater. “Who knows?” he said. “Maybe a few years down the road, Tressel will be hiring and I’ll come back to Ohio State. OSU has a special place in my heart and that’d be something.” Although he said he loves coaching, he still has a desire to play. “I wish more than anything to get an opportunity to play again,” he said. “I keep in shape, hoping that chance will come — you never know.” As for the rest of Queen Creek’s season, Germaine said they’ve got one of the tougher schedules in the state, but that doesn’t mean his goals aren’t set high. “You can imagine how we want to finish,” he said. read more

FortisTCI reports 60 decrease in electricity bills

first_img Hotels clean up four islands for Earth Day FortisTCI honors Electricity Industry Pioneers Facebook Twitter Google+LinkedInPinterestWhatsAppProvidenciales, 10 Feb 2016 – World Oil prices continue to plummet and while there is international concern about this ongoing trend, consumers are happy for the break they get in crude oil powered services. FortisTCI on Tuesday announced that the fuel factor rate has dropped 60% since August 2014 when the declines started and shared that generally, the cost of living in the islands should be less now. The company, which supplies electricity nationwide said: “FortisTCI customers are receiving major savings passed on by the Company through monthly electricity bills. The fuel factor was at a peak in August 2014 at $0.2447 cents and has since declined 60% to $.0999 cents in December 2015.”The question has been though, has the drop been truly reflected in Turks and Caicos electricity bills and fuel prices at the pumps. In the case of FortisTCI, CEO, Eddinton Powell shared this, “The calculations of the monthly Fuel Factor is verified independently by the Energy and Utilities Commissioner’s Office, prior to implementation; thus ensuring that electricity customers’ interest is protected.”There may be more savings to come as already for 2016, the cost of oil by the barrel has declined further and that will again mean lower power bills. Facebook Twitter Google+LinkedInPinterestWhatsApp Related Items:decrease, eddinton powell, electricity, fortis, plummets, world oil prices West Rural St. Andrew Communities Receive Electricity Recommended for youlast_img read more

Rath Yatra BJP moves HC against refusal of permission

first_imgKolkata: The BJP on Friday moved an appeal before a division bench of the Calcutta High Court against refusal of permission for its Rath Yatra. Granting leave to the BJP to file the appeal, a division bench comprising Justices B Somadder and A Mukherjee said it will hear the matter at 12.30 pm. The bench directed BJP’s lawyers to serve copy of the appeal to the West Bengal government and other respondents before the matter is taken up for hearing. Also Read – Rain batters Kolkata, cripples normal life A single bench of the high court on Thursday said it cannot grant permission at this stage for the BJP rally in Coochbehar, scheduled to be flagged off by party president Amit Shah on Friday, after the West Bengal government refused to allow the event on the grounds that it might cause communal tension. The court directed that superintendents of police of all districts in West Bengal will file a report by December 21 to it on the holding of ‘rath yatra’ rallies by the Bharatiya Janata Party (BJP), after hearing all district presidents of the party. Directing that the rally stands deferred till the next date of hearing on January 9, Justice Tapabrata Chakraborty observed that the prayer of BJP for permission to hold the Rath Yatra cannot be granted at this stage.last_img read more